In certain places, especially the United States, owning a personal vehicle feels as necessary as having internet access. But why do we need such an expensive item just to feel free? Communities and office spaces have been structured around the assumption that everyone should have one. The stigma around car-less people suggests they’re lazy, poor, …
How would you react if you suddenly became a millionaire today? Depending on when you were born, winning a million dollars might cause varying reactions. To illustrate, imagine being born in 1850 when a million dollars was worth $32.62 million in today’s money. You could live like royalty! Contrast that with today, where a million …
Read our disclaimer here. How to Use this Calculator Enter your salary Enter your current investment savings balance Use the slider to change your desired retirement date (or savings rate) See results and set your budget accordingly Assumptions You can retire when your investments are 25x your annual cost of living 10% annual return on investments …
You don’t have to be American to benefit from the strongest economy in the world. Filipinos can build wealth by investing in American stocks, but what’s the best way to do it? Most Filipinos turn to traditional banks such as Banco De Oro or BPI, who charge unnecessary management fees and set large initial deposit …
How Anyone Can Get Rich Quickly Here’s a fun fact: Teachers can be millionaires – and not by winning the lottery. People around the world are discovering that salary doesn’t determine your wealth. A mediocre salary won’t hinder you from achieving your early retirement dreams. Wealth is actually less about your income, and more about …
Gaining the Courage to Invest As an accounting student, I was inspired by the movie The Big Short, which tells the true story of savvy financial insiders who capitalized on a disaster no one saw coming. It made the financial community look like sheep running off a cliff. Soon I was “shorting” the market like …
