If someone ran a research study to determine if gasoline helps start campfires, the answer would be a definitive “yes”. But the study wouldn’t answer your most important question: Is gasoline the best way to start my campfire? With safety in mind, there might be a better option. Pharmaceuticals are healthcare’s gasoline. They’re great for …
The Hidden Costs of Car Ownership
In certain places, especially the United States, owning a personal vehicle feels as necessary as having internet access. But why do we need such an expensive item just to feel free? Communities and office spaces have been structured around the assumption that everyone should have one. The stigma around car-less people suggests they’re lazy, poor, …
What Is a Million Dollars Worth in 2022?
How would you react if you suddenly became a millionaire today? Depending on when you were born, winning a million dollars might cause varying reactions. To illustrate, imagine being born in 1850 when a million dollars was worth $32.62 million in today’s money. You could live like royalty! Contrast that with today, where a million …
Best No-Fee Travel Credit Cards – 2024
Don’t get ripped off when spending money abroad. The secret solution is buried in the fine print of your credit card agreement. Most cards charge 3% on all foreign currency transactions. If you spent $1000 while abroad, that’s an extra $30 expense! You’ll pay even more if you exchange physical currency at a bank or …
Early Retirement Calculator for FIRE Movement
Read our disclaimer here. Contents How to Use this Calculator Enter your salary Enter your current investment savings balance Use the slider to change your desired retirement date (or savings rate) See results and set your budget accordingly Assumptions You can retire when your investments are 25x your annual cost of living 10% annual return on …
How to Earn Dollars in the Philippines: A Freelancer’s Guide on How To Receive Money in Other Currency
Is it really possible to earn in USD even when I am in the Philippines? Yes! A Step-By-Step Guide on How To Receive Money in Other Currency. It’s way better than Paypal or any wire transfers!
How to Buy US Stocks from the Philippines Without Fees
You don’t have to be American to benefit from the strongest economy in the world. Filipinos can build wealth by investing in American stocks, but what’s the best way to do it? Most Filipinos turn to traditional banks such as Banco De Oro or BPI, who charge unnecessary management fees and set large initial deposit …
How to Retire Early with Average Income
Contents How Anyone Can Get Rich Quickly Here’s a fun fact: Teachers can be millionaires – and not by winning the lottery. People around the world are discovering that salary doesn’t determine your wealth. A mediocre salary won’t hinder you from achieving your early retirement dreams. Wealth is actually less about your income, and more …
Is Now a Good Time to Buy Stocks?
Contents Gaining the Courage to Invest As an accounting student, I was inspired by the movie The Big Short, which tells the true story of savvy financial insiders who capitalized on a disaster no one saw coming. It made the financial community look like sheep running off a cliff. Soon I was “shorting” the market …
The Bliss Formula
Contents Our recipe for bliss Blisspointers have a recipe for happiness, and it’s pretty simple: Financial Awareness Nutrition Travel Mindfulness These ingredients act like building blocks, supporting each other to help us reach higher levels of bliss. Financial Awareness It’s hard to experience bliss if money is causing us stress. This doesn’t mean we have …